Bespoke advice

Sustain your quality of life & continue providing for your family with personal protection insurance

Feel relaxed knowing you will be cared for & can provide for your family should something out of your control threaten your way of living

Personal protection insurance is a small fee to pay to secure your future and protect what matters most. We don’t like to think about life’s inevitabilities, but the right cover ensures peace of mind when circumstances change. Income protection guarantees you’ll still have a monthly income if you become unfit for work. Life insurance provides your family with a tax-free lump sum in the event of your death, while critical illness cover helps you continue paying essential commitments such as mortgage repayments and household bills. By choosing personal protection insurance, you safeguard your income, your family’s wellbeing, and your standard of living, ensuring stability no matter what challenges arise.

Income
protection

  • Replace part
    of your income
  • Assurance from illnesses
    & inability to work
  • Continued payment until
    you can work again

Life
insurance

  • Lump sum paid
    out on your demise
  • Helps to continue
    providing for your family
  • Helps benefactors with
    any unforeseen payments

Critical illnesses
cover

  • Fully covered should you
    become too ill to work
  • Lump sum tax free cash
    to cover mortgage
  • Feel assured that you can keep up with your commitments

Bespoke
agreement

  • Policy built
    around your needs
  • Let us help you
    build the right policy
  • Only pay for what
    you need covering

Income
protection

  • Replace part
    of your income
  • Assurance from illnesses
    & inability to work
  • Continued payment until
    you can work again

Life
insurance

  • Lump sum paid
    out on your demise
  • Helps to continue
    providing for your family
  • Helps benefactors with
    any unforeseen payments

Critical illnesses
cover

  • Fully covered should you
    become too ill to work
  • Lump sum tax free cash
    to cover mortgage
  • Feel assured that you can keep up with your commitments

Bespoke
agreement

  • Policy built
    around your needs
  • Let us help you
    build the right policy
  • Only pay for what
    you need covering

Income
protection

  • Replace part
    of your income
  • Assurance from illnesses
    & inability to work
  • Continued payment until
    you can work again

Life
insurance

  • Lump sum paid
    out on your demise
  • Helps to continue
    providing for your family
  • Helps benefactors with
    any unforeseen payments

Critical illnesses
cover

  • Fully covered should you
    become too ill to work
  • Lump sum tax free cash
    to cover mortgage
  • Feel assured that you can keep up with your commitments

Bespoke
agreement

  • Policy built
    around your needs
  • Let us help you
    build the right policy
  • Only pay for what
    you need covering

Contact us for your free initial advice today!

Get My bespoke advice

Frequently asked questions

Personal protection insurance is referring to multiple different policies which seek to protect your income and way of living should anything happen to you. This includes critical illness, income protection and life insurance.
Personal protection insurance covers only accidents, sickness only and period of being unemployed.
Unlike personal protection insurance which pays out monthly to cover your monthly ongoing expenses. Critical illness will pay out a lump sum that’s specifically written into your policy should you be unable to work.
Life insurance promises to pay your benefactors a lump sum should you die.
Yes, self-employed are entitled to personal protection insurance.
This is dependent on a number of things. How much or how little cover you’d like, pre-existing conditions, how long you would seek to have cover for. Due to this, we recommend contacting us today to discuss this further. Our consultants will seek to understand your needs and offer free advice on the best policy for your circumstances.

Why choose Lewinski & Smith?

Expertly positioned to help you with all things finance, insurance and property related 24/7.

  • The UK's leading lending partner to foreign nationals.
  • A commitment to delivering the lowest prices available.
  • A focus on building relationships, offering valuable free initial advice & guidance.
  • We're available to take your call at your own convenience.
  • Agreements designed uniquely around your own needs...