Make your business stronger with business protection
Policies that help keep your business moving forward with reliable business protection when disaster strikes
We insure our cars, our homes and our pets, so why not our businesses too? Business protection insurance aims to give your company the funds it needs should a disaster strike.
Whether an employee leaves, a director dies or becomes ill, or profits start to fall, these risks are faced by thousands of business owners worldwide. Business protection policies are designed to alleviate these worries by providing a financial safety net that keeps your company secure, even in the most unexpected situations.
Key person
protection
-
Protection from
death & illness -
Lump sum
paid out fast -
Stops your business
from being grounded
Business loan
protection
-
Pay off
all existing debt -
Payment on death
or serious illness -
Reduces business risk
& increase resilience
Share purchase
protection
-
Clause that allows
the purchase of shares -
Useful should a director
become too ill to work -
Enables the company
to fall into the right hands
Partnership
protection
-
Cover the cost
of purchasing shares -
Payment on death
or serious illness -
Protects directors and
businesses cash flow
Key person
protection
-
Protection from
death & illness -
Lump sum
paid out fast -
Stops your business
from being grounded
Business loan
protection
-
Pay off
all existing debt -
Payment on death
or serious illness -
Reduces business risk
& increase resilience
Share purchase
protection
-
Clause that allows
the purchase of shares -
Useful should a director
become too ill to work -
Enables the company
to fall into the right hands
Partnership
protection
-
Cover the cost
of purchasing shares -
Payment on death
or serious illness -
Protects directors and
businesses cash flow
Key person
protection
-
Protection from
death & illness -
Lump sum
paid out fast -
Stops your business
from being grounded
Business loan
protection
-
Pay off
all existing debt -
Payment on death
or serious illness -
Reduces business risk
& increase resilience
Share purchase
protection
-
Clause that allows
the purchase of shares -
Useful should a director
become too ill to work -
Enables the company
to fall into the right hands
Partnership
protection
-
Cover the cost
of purchasing shares -
Payment on death
or serious illness -
Protects directors and
businesses cash flow
Frequently asked questions
1. What is key person protection?
Key person protection will insure against the financial losses should a key employee or director dies, or becomes seriously ill. This pays out a lump sum providing your business with the funds it needs to keep on growing
2. What is business loan protection?
Should a business owner take out any finance, such as a business loan, a mortgage or a directors loan. Then becomes ill, or dies. Business loan protection pays off the businesses outstanding debts.
3. What is share purchase protection?
Share protection purchase allows all remaining shareholders to purchase the shares from existing shareholders, who may have been struck by a terminal illness or death.
4. What is partnership protection?
Partnership protection is used should a business owner wish to purchase the shares of an existing partner, should they fall ill or die. While the business or other partner doesn’t have the available funds to buy said shares.
Why choose Lewinski & Smith?
Expertly positioned to help you with all things finance, insurance and property related 24/7.
- The UK's leading lending partner to foreign nationals.
- A commitment to delivering the lowest prices available.
- A focus on building relationships, offering valuable free initial advice & guidance.
- We're available to take your call at your own convenience.
- Agreements designed uniquely around your own needs...