Fulfil your mortgage repayments with mortgage protection insurance
Protect your home from repossession, missed payments & the unpredictable
A home is more than bricks and mortar — it represents pride, family, security and stability. But when adversity strikes, missed repayments can put that at risk, with lenders legally entitled to repossess your property. This is where mortgage protection insurance provides vital peace of mind. By covering your repayments if you are unable to meet them due to illness, job loss or other unforeseen circumstances, it ensures you keep your home safe while protecting your family’s future. With flexible cover designed around your needs, mortgage protection insurance acts as a financial safety net, giving you the breathing space to recover and get back on track without the fear of losing your home.
Critical illnesses
cover
-
Fully covered should you
become too ill to work -
Lump sum tax free cash
to cover mortgage - Feel assured that you can keep up with your commitments
Redundancy
cover
-
Protection should you
be made redundant -
Covered for
up to 12 months - Policy covers cost of mortgage while you’re out of work
Self-employed
cover
-
Safe guarded should
business dry up -
Covered for
up to 12 months - Cover cost of mortgage payments through low periods
Extended
coverage
-
Pay extra to be covered
for up to 24 months -
Useful for niche careers
or self-employed -
Allows you maximum time
to get back on your feet
Critical illnesses
cover
-
Fully covered should you
become too ill to work -
Lump sum tax free cash
to cover mortgage - Feel assured that you can keep up with your commitments
Redundancy
cover
-
Protection should you
be made redundant -
Covered for
up to 12 months - Policy covers cost of mortgage while you’re out of work
Self-employed
cover
-
Safe guarded should
business dry up -
Covered for
up to 12 months - Cover cost of mortgage payments through low periods
Extended
coverage
-
Pay extra to be covered
for up to 24 months -
Useful for niche careers
or self-employed -
Allows you maximum time
to get back on your feet
Critical illnesses
cover
-
Fully covered should you
become too ill to work -
Lump sum tax free cash
to cover mortgage - Feel assured that you can keep up with your commitments
Redundancy
cover
-
Protection should you
be made redundant -
Covered for
up to 12 months - Policy covers cost of mortgage while you’re out of work
Self-employed
cover
-
Safe guarded should
business dry up -
Covered for
up to 12 months - Cover cost of mortgage payments through low periods
Extended
coverage
-
Pay extra to be covered
for up to 24 months -
Useful for niche careers
or self-employed -
Allows you maximum time
to get back on your feet
Frequently asked questions
1. What is mortgage protection insurance?
Mortgage protection insurance is designed to cover the costs of your mortgage payments in the event of an accident, a sickness or unemployment occurs.
2. What does mortgage protection insurance cover?
Standard policies cover the monthly cost of your mortgage payment for the period of time you’re unable to work.
3. Will you cover self-employed people?
Yes, self-employed people can receive mortgage protection insurance.
Why choose Lewinski & Smith?
Expertly positioned to help you with all things finance, insurance and property related 24/7.
- The UK's leading lending partner to foreign nationals.
- A commitment to delivering the lowest prices available.
- A focus on building relationships, offering valuable free initial advice & guidance.
- We're available to take your call at your own convenience.
- Agreements designed uniquely around your own needs...