Raise working capital without taking on more debt
Release up to 100% of your invoices value & boost your cash flow immediately with invoice factoring
Use invoice finance to get paid quickly and improve your businesses cash flow. Chose from invoice discounting if you would like to release the value of all your invoices automatically & upfront. Or use invoice factoring if you’d like to select individual invoices to finance.
Invoice
discounting
-
Release value
of all invoices -
We get paid once your
supplier pays you -
Substantially improve
your cash flow
Invoice
factoring
-
Release value
of specific invoices -
We get paid once your
supplier pays you -
Boost your
cash flow
Overseas
factoring
-
Lend against
foreign invoices -
Full value
of invoices released -
Reduce your
debtor days
Affordable
fees
-
No additional
debt -
Small percentage
taken from invoice -
Lower risk of
lending
Invoice
discounting
-
Release value
of all invoices -
We get paid once your
supplier pays you -
Substantially improve
your cash flow
Invoice
factoring
-
Release value
of specific invoices -
We get paid once your
supplier pays you -
Boost your
cash flow
Overseas
factoring
-
Lend against
foreign invoices -
Full value
of invoices released -
Reduce your
debtor days
Affordable
fees
-
No additional
debt -
Small percentage
taken from invoice -
Lower risk of
lending
Invoice
discounting
-
Release value
of all invoices -
We get paid once your
supplier pays you -
Substantially improve
your cash flow
Invoice
factoring
-
Release value
of specific invoices -
We get paid once your
supplier pays you -
Boost your
cash flow
Overseas
factoring
-
Lend against
foreign invoices -
Full value
of invoices released -
Reduce your
debtor days
Affordable
fees
-
No additional
debt -
Small percentage
taken from invoice -
Lower risk of
lending
Frequently asked questions
1. What is invoice finance?
Invoice finance is either a short term or ongoing facility where we pay you for your unpaid invoices up front. We will then collect the full value of your invoice once it has been paid to you by your supply chain.
2. Why would I use invoice finance?
Invoice finance is a great way to boost your own cash flow, without necessarily taking on more debt. Invoice finance also helps reduce your debtor days substantially.
3. Why should I choose Lewinski & Smith for my finance?
We treat your business like it’s an individual person, with unique characteristics and needs. We look to understand your business strategy and what finance product is best suited to help you fulfill your goals. Sometimes you may have a finance product in mind, but through consultation with Financial Brokers, you may find a different or even a blended finance product would suit you best. Lastly, because we’re an independent we can remain unbiased to any one product. Meaning, we will always prescribe a finance product which is best for you and your businesses needs.
4. How fast can I get invoice finance?
Once approved for finance you can receive funds within days.
5. Does my credit rating affect my ability to get invoice finance?
No, simply when approving you for finance we look at your balance sheet and use this to base our decisions for approval.
Why choose Lewinski & Smith?
Expertly positioned to help you with all things finance, insurance and property related 24/7.
- The UK's leading lending partner to foreign nationals.
- A commitment to delivering the lowest prices available.
- A focus on building relationships, offering valuable free initial advice & guidance.
- We're available to take your call at your own convenience.
- Agreements designed uniquely around your own needs...