Make your business an resilient to the unexpected
Reliable finance available and business overdraft options available for when you need it
Build your policy so you only pay for what you need. Stick to the basics such as covering building & structural repairs, damaged & stolen property and paid accommodation should your home become unlivable. Add on extras for a more resilient policy, these could include legal services, stolen bicycles or accidental breakages. With access to a flexible business overdraft, you can protect your cash flow and ensure your business stays strong even in unexpected situations.
Pay for
usage only
-
Pay for what
you overdraw -
No setup
charges -
No charges if
you never overdraw
Change overdraft
at any time
-
Quick and easy process
to change overdraft -
Extend for
more funds -
Reduce for
less funds
Once approved immediate access
-
Simple
process -
Fast
approvals -
Receive funds
within 24hrs
Free initial
advice
-
Advice in
your language -
Finance that meets
your businesses goals -
Speak to someone today
and immediately
Pay for
usage only
-
Pay for what
you overdraw -
No setup
charges -
No charges if
you never overdraw
Change overdraft
at any time
-
Quick and easy process
to change overdraft -
Extend for
more funds -
Reduce for
less funds
Once approved
immediate access
-
Simple
process -
Fast
approvals -
Receive funds
within 24hrs
Free initial
advice
-
Advice in
your language -
Finance that meets
your businesses goals -
Speak to someone today
and immediately
Pay for
usage only
-
Pay for what
you overdraw -
No setup
charges -
No charges if
you never overdraw
Change overdraft
at any time
-
Quick and easy process
to change overdraft -
Extend for
more funds -
Reduce for
less funds
Once approved immediate access
-
Simple
process -
Fast
approvals -
Receive funds
within 24hrs
Free initial
advice
-
Advice in
your language -
Finance that meets
your businesses goals -
Speak to someone today
and immediately
Frequently asked questions
1. Do I need to pay for my overdraft facility if I never use it?
No, you will only be charged for when you use your overdraft and for the time period you need the extra cash. Simply put, if you never used your overdraft, it would not cost you a single penny.
2. How can I arrange an overdraft facility?
You can start today by calling up one of our consultants who will assess your situation. During the phone call, we will need an understanding of your financial history before we can take your application further. Once we’ve approved you for an overdraft we will then look to arrange your facility for you within the week.
3. Why should I choose Lewinski & Smith for my finance?
We treat your business like it’s an individual person, with unique characteristics and needs. We look to understand your business strategy and what finance product is best suited to help you fulfill your goals. Sometimes you may have a finance product in mind, but through consultation with Lewinski & Smith, you may find a different or even a blended finance product would suit you best. Lastly, because we’re an independent we can remain unbiased to any one product. Meaning, we will always prescribe a finance product which is best for you and your businesses needs.
Why choose Lewinski & Smith?
Expertly positioned to help you with all things finance, insurance and property related 24/7.
- The UK's leading lending partner to foreign nationals.
- A commitment to delivering the lowest prices available.
- A focus on building relationships, offering valuable free initial advice & guidance.
- We're available to take your call at your own convenience.
- Agreements designed uniquely around your own needs...