Grow your business with asset finance
Spread the cost of your purchase with flexible asset finance & keep yourcash reservesintact
With our asset finance solutions, you can buy the equipment your business needs today without draining capital. Asset finance allows you to spread the cost of essential purchases, keep payments manageable, and free up cash flow for growth. By investing through asset finance, your business stays competitive while preserving liquidity for future opportunities.
Finance
lease
-
Rent asset over
period of months -
Option to purchase
at end of agreement -
Lease treated
as operating expense
Contract
hire
-
Form of operating
lease for vehicles -
Built in maintenance
packages in agreement -
Option to
upgrade vehicles
Hire
purchase
-
Rent asset
until you own it -
Claim capital
allowances -
Small monthly
repayments
Operating
lease
-
Return asset
once finished -
Built in maintenance packages
in agreement -
Lease treated as
operational expense
Finance
lease
-
Rent asset over
period of months -
Option to purchase
at end of agreement -
Lease treated
as operating expense
Contract
hire
-
Form of operating
lease for vehicles -
Built in maintenance
packages in agreement -
Option to
upgrade vehicles
Hire
purchase
-
Rent asset
until you own it -
Claim capital
allowances -
Small monthly
repayments
Operating
lease
-
Return asset
once finished -
Built in maintenance packages
in agreement -
Lease treated as
operational expense
Finance lease
-
Rent asset over
period of months -
Option to purchase
at end of agreement -
Lease treated
as operating expense
Contract hire
-
Form of operating
lease for vehicles -
Built in maintenance
packages in agreement -
Option to
upgrade vehicles
Hire purchase
-
Rent asset
until you own it -
Claim capital
allowances -
Small monthly
repayments
Operating lease
-
Return asset
once finished -
Built in maintenance packages
in agreement -
Lease treated as
operational expense
Frequently asked questions
1. Why should I choose Lewinski & Smith for my finance?
We treat your business like it’s an individual person, with unique characteristics and needs. We look to understand your business strategy and what finance product is best suited to help you fulfill your goals. Sometimes you may have a finance product in mind, but through consultation with Lewinski & Smith, you may find a different or even a blended finance product would suit you best. Lastly, because we’re an independent we can remain unbiased to any one product. Meaning, we will always prescribe a finance product which is best for you and your businesses needs.
2. How fast can I get bespoke finance?
Once approved for finance you can receive funds within days.
3. What makes bespoke finance different?
Bespoke finance is a product built around your businesses needs. Typically when shopping for a finance product you’re given an inflexible product. This may have terms which are unsuitable for your businesses long term plans. Instead, we take a fresh approach and create terms that simply work for your business.
4. Does my credit rating affect my ability to get asset finance?
No, simply when approving you for finance we look at your balance sheet and use this to base our decisions for approval
Why choose Lewinski & Smith?
Expertly positioned to help you with all things finance, insurance and property related 24/7.
- The UK's leading lending partner to foreign nationals.
- A commitment to delivering the lowest prices available.
- A focus on building relationships, offering valuable free initial advice & guidance.
- We're available to take your call at your own convenience.
- Agreements designed uniquely around your own needs...